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Medina ranked one of most affordable housing markets in NY

By Tom Rivers, Editor Posted 17 February 2017 at 9:40 am

File photo by Tom Rivers: Main Street in Medina is pictured in May 2015 with a banner, American flag and hanging basket.

Medina is among the top 10 in New York State for being the most affordable housing in New York.

SmartAsset looked at closing costs, taxes, insurance premiums, mortgage payments and median incomes in making its list of most affordable communities for housing. Medina is ranked ninth in New York.

The housing costs in Medina are all well below the state average including Medina’s average closing cost of $3,408, annual property tax of $2,786, annual homeowner’s insurance of $308, and average annual mortgage payment of $3,289.

SmartAsset determined affordability by adding those four costs as a percentage of the median household income.

The $41,538 median income in Medina is well below the state average and also is the third lowest of the 10 communities in NY with the most affordable housing. Hornell, which is ranked No. 3 as most affordable, has a median income $38,598, and Dunkirk, which is ranked No. 4, has a median income of $38,937.

SmartAsset ranked communities with populations of at least 5,000. The most affordable communities had the smallest proportion of median income devoted to total housing costs.

To see the report from SmartAsset, click here.

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